Last Verified: 2026-03-01 from official conducting body notifications.
Official Overview & Examination Scope
Purpose, Scope & Academic Impact
IBPS Clerk (now officially designated as Customer Service Associate) recruits personnel for customer-facing banking transactions, cash handling, savings account opening, and retail banking support across 11 public sector banks. Notably, there is no interview round; selection is made 100% on Mains exam merit.
Eligibility Criteria & Academic Qualifications
Exam Pattern & Test Structure
Total: 200 Marks (Mains Written Exam only - No Interview)| Section / Paper | Questions | Marks | Duration |
|---|---|---|---|
| Prelims: English Language | 30 Questions | 30 Marks | 20 Minutes |
| Prelims: Numerical Ability | 35 Questions | 35 Marks | 20 Minutes |
| Prelims: Reasoning Ability | 35 Questions | 35 Marks | 20 Minutes |
| Mains: General / Financial Awareness | 50 Questions | 50 Marks | 35 Minutes |
| Mains: General English | 40 Questions | 40 Marks | 35 Minutes |
| Mains: Reasoning Ability & Computer Aptitude | 50 Questions | 60 Marks | 45 Minutes |
| Mains: Quantitative Aptitude | 50 Questions | 50 Marks | 45 Minutes |
Prelims: +1 correct, -0.25 wrong (Qualifying). Mains: 190 questions for 200 marks, with 0.25 negative marking. Final merit list is scaled out of 100 marks (No Interview).
Negative Marking Rule: 0.25 of the marks assigned to the question deducted as penalty
Recommended Preparation Roadmap & Strategy
Cutoff Trends & Score Benchmark
Cutoffs are state-wise and vary significantly; Delhi, UP, and Rajasthan cutoffs typically require 78-85 marks out of 100 in Prelims.
Recruited Posts, Services & Cadres
Frequently Asked Questions
Is there an interview in IBPS Clerk?
No, in line with Government of India policies for Group B/C appointments, there is no interview. Selection is made purely on Mains examination performance.
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